UNUM Special Enrollment Starts Feb. 1st

Thu, 26 Jan 2017 18:07:15 -0500
benefits, human, resources

** UNUM Special Enrollment Notice**

February 1 - March 1, 2017

UNUM, our Long-Term Disability (LTD) and Group Term Life carrier, is doing a special enrollment from February 1, 2017 - March 1, 2017 to allow employees to add new coverage or make changes to their UNUM LTD or Life Insurance coverage. UNUM has already started sending emails to current employees and letters will go out to current UNUM participants.

If you receive communication from UNUM, here are a few helpful tips:

1. If you receive an email from University System of Maryland - UNUM (from the email address of: donotreply@unum.com) this is legitimately from the USM/UNUM team pertaining to this Special Enrollment.

2. LTD and Life benefits through UNUM are not through the State of Maryland and are through the University System of Maryland (USM).

3. The UNUM Special Enrollment period is strictly for UNUM benefits and is not for health, dental, prescription, Minnesota Life, AD&D or Flexible Spending.

4. The UNUM Special Enrollment allows employees to elect LTD and Life Insurance (up to $100,000) through UNUM with no medical underwriting (i.e. no Medical Questions will be asked).

5. The rates have decreased for both UNUM Life and LTD plans.

6. New UNUM coverage will become effective on April 1, 2017.

7. If you have UNUM benefits and are not making changes you do not need to do anything.

8. For more information, rates, and to enroll please see the following website before March 1, 2017: http://unuminfo.com/USMnew/ (Enrollment forms can be delivered to the HR front desk by 4:00 on 3/1/17)

Please contact hrbenefits@umbc.edu with questions.